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Friday, 20 February 2026

Australia’s Top 5 Most Affordable Cities in 2026

Adelaide

As housing prices and living expenses continue to rise in Australia’s major metropolitan areas, more residents, students, and new migrants are turning to smaller cities and regional hubs for relief. In 2026, affordability has become a key consideration when relocating, and several cities stand out for offering lifestyle and opportunities without the financial strain of Sydney or Melbourne.

Based on housing reports, cost-of-living indexes, and migration trends, here are the top five most affordable cities in Australia in 2026.

1. Adelaide, South Australia

Adelaide continues to top the list as Australia’s most affordable capital city. With low housing costs, excellent public transport, and a vibrant cultural scene, the city offers a balanced lifestyle for students, families, and retirees alike.

Average weekly rent: AUD $420 for a 2-bedroom apartment
Public transport: AUD $30/week with concession options
Lifestyle perks: Wine regions, beaches, festivals, and a thriving arts and arts scene

Adelaide’s affordability is complemented by strong healthcare infrastructure and a growing tech sector, making it a city that combines opportunity with value.

2. Hobart, Tasmania

Hobart

Hobart offers a slower pace of life and breathtaking natural surroundings, ideal for those seeking tranquility without losing access to urban amenities.

Average weekly rent: AUD $450
Groceries and dining: 10–15% cheaper than mainland capitals
Unique appeal: Close to national parks, MONA museum, and clean, fresh air

While housing prices have risen in recent years, Hobart remains a budget-friendly option for those wanting a mix of culture, scenery, and affordability.

3. Darwin, Northern Territory

Darwin

Darwin’s tropical climate, laid-back lifestyle, and strong job market make it a hidden gem for affordable living.

Average weekly rent: AUD $430
Utilities: Lower than national average thanks to solar incentives
Job market: Opportunities in mining, defense, and tourism

The city’s multicultural community, outdoor lifestyle, and accessible amenities make it attractive to young professionals, families, and retirees alike.

4. Cairns, Queensland

Cairns

Cairns is not just a tourist hotspot; it’s also an affordable place to live for those working in hospitality, remote industries, or seeking a lifestyle closer to nature.

Average weekly rent: AUD $400
Transport: Compact city layout reduces commuting costs
Lifestyle: Gateway to the Great Barrier Reef and Daintree Rainforest

Cairns combines low living costs with access to world-class natural attractions, making it ideal for outdoor enthusiasts and adventure seekers.

5. Ballarat, Victoria

Ballarat

Ballarat is a regional city that blends historical charm with modern conveniences, just 90 minutes from Melbourne.

Average weekly rent: AUD $380
Education: Home to Federation University
Community vibe: Strong local culture and family-friendly neighborhoods

Its affordability, proximity to a major city, and welcoming community make Ballarat perfect for students, commuters, and families alike.

These five cities demonstrate that affordable living in Australia is still achievable, without compromising on lifestyle, culture, or opportunity.

Web contact details:
https://www.realestate.com.au/news/

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